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Visa Electron

Available across most of the world, Visa Electron is one of the most used debit cards. Introduced by Visa in 1985, the debit card can be called a sister of the Visa card. Both can be used as a debit card, though there is big difference between the two.

The Visa Electron card can never be used if there is an insufficient balance on the account to which the Visa Electron card is connected, whilst the Visa card has the possibility to be overdrawn with small amounts. As a part of the Visa network everyone knows the Visa brand as the Visa cards are accepted at millions of places worldwide. Although credit cards where very popular for a while, nowadays debit cards account for more than 70 percent of all Visa branded cards across Europe.

History credit card

As far back as the late 1800’s, consumers and merchants exchanged goods through the concept of credit, using credit coins and charge plates as currency. It wasn’t until about half a century ago that credit cards as we know them today became a way of life.

It was in 1900 a sort of credit card was used in the oil industry and by department stories, although modern credit cards are mainly used for convenience, these predecessor cards were developed as a means of creating customer loyalty and improving customer service.

The first actual bank card was introduced in 1946 by John Biggins, named “Charg-It”. When a customer used it for a purchase, the bill was forwarded to Biggins’ bank, after which the bank obtained payment from the customer. Even though this was a local service, it was the forerunner of the credit card system still used today.

The story goes that in 1949 a man named Frank McNamara forgot his wallet while having a business dinner in New York. He managed to find his way out of the pickle, but he decided there should be an alternative to cash. The man and his business partner, Ralph Schneider, returned to the restaurant in February of 1950 and paid the bill with a small, cardboard card, named the Diners Club Card.

Until today this card is still available all over the world including many Netent Casinos. A few years back American Express, specialized in deliveries as a competitor to the U.S. Postal Service, already came up with the idea for a travel charge card, but it was the launch of the rival Diners Club card that put things in motion resulting in an emerge into the credit card industry in 1959.

About Visa

The general-purpose credit card, as we still use today, was invented in 1958, the moment the Bank of America (BofA) launched BankAmericard (later to be known as VISA), the first consumer credit card program available to middle-class consumers and small- to medium-sized merchants in the United States.

The company expanded fast and soon cards where dropped in other states too, by October 1959, the entire state had been saturated with over 2 million credit cards accepted by over 20.000 merchants. Over the following 11 years, various banks licensed the card system from BofA, forming a network of banks backing the BankAmericard system across the United States.

During the late 1960s, BofA also licensed the BankAmericard program to banks in several other countries, which began issuing cards with localized brand names such as Chargex (Canada), Carte Bleue (France) and Barclaycard (UK).

In 1970, the Bank of America gave up control of the BankAmericard program with as a result The various BankAmericard issuer banks took control of the program and National BankAmericard Inc. (NBI) was created which kept on going promoting and developing the consumer credit card program within the United States, even though BofA continued to issue and support the international licenses as well.

It was in 1972 licenses had been granted in 15 countries, time create IBANCO, a multinational member corporation, founded in 1974 in order to manage the international BankAmericard program. After a long history, started in California in 1958, it was in 1974 the various international networks; BankAmericard, Chargex, Barclaycard, Carte Bleue, and all other licensees where united under a common global brand named Visa. Today, Visa operates in 200 countries worldwide.

About Visa Electron

Visa Electron is a debit card available across most of the world except for Canada, Australia, Ireland and the United States, and was introduced by 1985 by Visa Inc.

Why Visa Electron?

Visa Electron works like any Visa card, except that each transaction must be electronically authorized making this way of depositing ultra-safe because you cannot accidentally overspend. As a part of the Visa Inc. network, Visa Electron is one of the largest electronic payment method used in the world, even bigger than other credit card and debit card payments systems such as Diner Club. The Visa Electron card is available in over 170 countries and territories around the world.

The Visa Inc. Network holds over 30 million merchants and online companies accepting Visa Electron. Visa Electron is a very common way of depositing into a casino account and is used by thousands of gamblers every day for casino deposits.

Deposit with Visa Electron:

Visa Electron is one of the easiest way to deposit money into your casino account. After you’ve chosen Visa Electron as your deposit option, you fill in the amount you would like to transfer into your account, the card details and the unique 16-digit debit card code in combination with the 3-digit security code (CVC) as you’ll find on the back of the card. After you’ve confirmed the transaction, money will be transferred instantly. Some players prefer the use of a mediator such as PayPal or an e-Wallets like Neteller and Skrill.

Additional information:

Available for both deposits and withdrawals
Type: debit card
Advantages: accepted by many Netent Casinos
Alternatives: Diners Club, Neteller MasterCard, EntroPay MasterCard